Ray Sewnath

Branch Manager

NMLS#: 597975

rsewnath@annie-mac.com

  • Calendar icon
  • Facebook icon
  • Zillow icon
  • Instagram icon
  • LinkedIn icon
Ray Sewnath's Photo
Apply Now
Office: 201-992-3092
Mobile: 201-388-2494

About
Ray Sewnath

Ray knows that buying or refinancing a home is one of the biggest financial decisions that AnnieMac’s clients will ever make.  That’s why he works hard to ensure his team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

He has an extensive background in all facets of mortgage lending, so he can advise his team members in any situation, from a first-time home purchase to a refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. 

Ray also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so he can serve as an informed advocate for his team and their clients. He makes sure his team will not only get clients a loan, but the best loan for them.  

 

Borrower Resources

  • Loan options iconography

    Loan Options

    Explore our comprehensive library of mortgage options, including our featured products.

  • Calculate your monthly payments and affordability icon

    Calculators

    Quickly calculate mortgage payments, analyze different scenarios, and equip yourself with the insights needed to make informed decisions.

  • Resources and education iconography

    Resources & Education

    Equip yourself with the essential information to select the perfect loan and become proficient in the mortgage process.

  • Make a payment iconography

    Make a Payment

    Seamlessly manage your payments with our user-friendly online platform.

Realtor® Toolkit

  • Private Equity iconography

    AnnieMac Private Equity
    Cash2Keys

    Your clients can use OUR CASH to make a cash offer and blow away the competition with our two unique programs.

  • Temp buydown iconography

    Temp
    Buydown

    AnnieMac Home Mortgage offers various temporary buydown options tailored to your client's unique financial needs.

  • Rate relief iconography

    Rate Relief

    Unlock the power of permanent rate buydowns. Sell your home faster and for top dollar.

  • OneUp iconography

    OneUp

    Our latest 1% down payment option is designed to make homeownership more accessible than ever.

Join us for our AnnieMac Cash2Keys Realtor® Mastermind

Hear from a panel of your own peers about the platform that is changing the Real Estate Industry.

April 10, 2024 2:00 PM EST

Register Now

We Provide More

Explore Real Stories From Our Real Customers

Reviews

4.91

AVERAGE
RATING

MARIBEL H
JERSEY CITY, New Jersey

4.91

AVERAGE
RATING

Susan F P
HASKELL, New Jersey

4.91

AVERAGE
RATING

Ray was hands on the entire process from pre approval to closing. Very informative and attentive to my needs.

Oliver H
JERSEY CITY, New Jersey

4.91

AVERAGE
RATING

Carmen Bertsch's interaction and explanation of the process.

Lester M. L
CAPE CORAL, Florida

4.91

AVERAGE
RATING

Vishwanath R
JERSEY CITY, New Jersey
Read More
We Provide More featured image
Fetch The Ball featured image

Freedom Service Dogs

Healing Heroes

Sit. Stay. Heal.

With a Freedom Service Dog at their side, veterans and active-duty service members can experience greater independence, self-confidence, happiness, and hope. Since 2018, AnnieMac has helped match 10 remarkable Veterans with highly-trained service animals.

Read Their Stories
  • Award
  • Award
  • Award
  • Award
  • Award

View More Here