See What Our Customers Are Saying

Reviewed by Kayze Ryan B for Scott Cummings
The professionalism, dedication, and encouragement are unimaginable.
Reviewed by Karina S for Danilo Ariza
Danilo was very communicative & answered all our questions. He is also very transparent & there were no surprises during the process. He was able to close my client’s loan in 10 days
Reviewed by Kaitlyn Ruth-Mital H for Scott Cummings
Reviewed by Luis C for Ray Sewnath
The entire process went smooth from start to finish.
Reviewed by Pratik B M for Scott Cummings
Scott deserves a standing ovation for turning our dream of homeownership into a reality. He was on a mission to make sure we understood the financial wizardry behind buying our first home. It's like they have a sixth sense for explaining mortgage intricacies without making our heads spin. Navigating the maze of loan options was as smooth as a magic carpet ride with Scott. He waved away our concerns and made sure we had a loan that not only fit our budget but made us feel like financial wizards ourselves. Scott went way beyond the usual and would keep track of the progress ahead of me. Many a time he would call me to update me on the latest. He and Lani ensured that the entire paperwork till the closing was a breeze. It was great teamwork. Financially enchanted and grateful, Pratik & Swapnali
Reviewed by MARIBEL D H for Ray Sewnath
Reviewed by Brian S for Scott Cummings
Reviewed by Erwin S for Ray Sewnath
The experience of working with the team was even better than expected. From start to finish the best. Look forward to working again with Ray. Also will recommend without hesitation.
Reviewed by Melissa S for Scott Cummings
Scott took care of my client from beginning to end and kept me in the loop every step of the way so we could get everything to the closing table as efficiently as possible!
Reviewed by Alejandro C for Ray Sewnath
Communication
Reviewed by Enny N P for Danilo Ariza
Reviewed by Erwin S for Ray Sewnath - AnnieMac Home Mortgage
Has been the best experience. Worked with Ray when I received his information from someone I knew. I was having issues closing with another company. Ray looked over my paperwork and said he believed he could help us. He did not over promise was honest with us but told us what he believed could be done. The previous company for some reason could just not get the last documents from the HOA. So we could close. We even had to do 2 types of loan. Since the first one they said HOA refused to give the final documents. So we did a second type of loan. Then once again they said we could not close because of paperwork the HOA refused to provide. Then I was referred to Ray and within a week we are almost done. Ut is the first type of loan we were going for. The big bonus was it was so much more affordable as well. Work with Ray he is very honest. Also the team really puts the work in and stays in complete communication with you. There no thing as a dumb question, They explain the whole process.
Reviewed by Erwin A S for Ray Sewnath
Reviewed by Tiffany R for Scott Cummings
Scott and his team were great to communicate with throughout the home buying process. Scott answered all questions and concerns and was always available. He was very personable and provided examples and explanations when needed.
Reviewed by Cori M for Scott Cummings
Scott and Lani were wonderful. I will only refer and refinance with Scott in the coming years!